Under my Bill, when opening a new bank account, you’d still be free to
tick the box that says “it’s fine to lend on my money”. … To be
clear, this Bill does not
stop banks from treating your deposit as a loan. You just have to
make clear that you give them permission to do so. There would, in
effect, be two types of bank account; one where it was made clear that
you owned the money (and probably paid for banking services in fees),
and one where the bank was free to lend on your money like they owned
it.
Douglas Carswell MP
While it is not going to get too far, it is good to see these two setting down markers for the future
Why is it?
1 day ago
5 comments:
If you refuse a bank permission to lend on your money they will tell you where to stick it; not necessarily under your mattress.
This is a correct thing to do. Most people are blissfully unaware of what a "bog standard" deposit actually means to them.
And an end to State subsidised "deposit insurance" if they click the consent.
This will at least raise awareness. Which is good.
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